In-home care for elders who need some assistance, but not full-time nursing care, is often a good option. It can get very costly, especially because much of the care an elder needs falls under "custodial" care which is not covered by Medicare. It is not nursing care, it's bathing, groceries, light housekeeping, companionship - the things of daily life.
Gross begins her article:
"Dr. Diane E. Meier, a geriatrician at Mount Sinai Medical Center in New York, is an expert on end-of-life care. So when her elderly parents needed long-term help at home with bathing, dressing and cooking after her father’s stroke, she knew where to find assistance.It was not through agencies in Manhattan that provide home health aides who are bonded, insured and certified. A year of custodial care from such an agency would cost her family $150,000, and in short order exhaust its savings because aides are not covered by government assistance unless patients are poor or fresh from a hospital stay."