For many people, the economy is still tough going. The high unemployment we are still facing adds desperation to a mix of people who may be good hearted - or not - but who are aware of the gaps between the need for in-home care for elders and the money to pay for it. Home caregivers need to be careful about who they hire to help them with their caregiving.

Read more about hiring private in-home caregivers:

Find care agencies to help you care for your loved ones:

Support a caregiver or jump start discussion in support groups with real stories - for bulk orders e-mail Carol: