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Check benefits of Long-term Care policy

Dear Carol: I encouraged my mother to take out a long-term care insurance policy when she was 80 years old. She is now 88 years old. I'm wondering whether she should keep this policy.  She has very little money saved and her income is extremely low.  She is living off her very small nest egg just to pay her rent and expenses. 

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Long-term care insurance is a type of insurance developed specifically to cover the costs of long-term care services, most of which are not covered by traditional health insurance or Medicare.

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