Dear Carol: Both of my parents are in a nursing home, so their once comfortable retirement savings will be depleted within another year. I’m assuming that Medicaid will take over paying for their care, but I’ve heard of cases where adult children have been held responsible. Adding to that worry, my wife is showing signs of early on-set dementia. The symptoms aren’t too concrete yet, but it’s in her genetic history. What happens to me if my wife needs nursing home care? I don’t need a fancy lifestyle, but I do need a roof over my head and some money to live on. Thanks. Darryl.
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