Dear PN: You are smart to consider these questions now since there’s time to create a plan with your parents’ input. Most people are limited caregivers long before they even consider this question and this is true in your case. From your note, I gather that you’ve at least been “on-call” for quite some time, and you and your husband have been available for some chores at the very least. However, you also show respect for your parents’ independence and I applaud you for that.
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